Zero Commission
Fee Based
Employee Benefits Insurance Agency

Strategic Benefits Cost Analysis Partner

plan
Benefit
Design
design
HR Technology
budget
Training
Development
HR Compliance
HR Compliance

Why EM4Y?

We save client companies time and money while enhancing their entire employee benefit program

BEST SERVICES FOR YOU

What Do You Need Today, Next Year and for the Future?

Break the Bundle

Purchase your insurance coverages with no comissions. Allow us to support your Cobra, Payroll, HR Administration, Management Training




Benefit Design & Implementation Strategies

EM4Y employs an audit identification process to systematically evaluate the administrative aspect of your risk management programs, human resources, and employee benefits.

Enrollment & Communication

EM4Y can enhance the well-being of your employees by ensuring they understand their benefits and ulilize them efficiency.




Technology & Management Support

With over 30 years of experience, EM4Y has developed a sound process to create a sustainable, long-term solution for your employee benefits program.


Workplace Wellness

Our commitment is to impart our extensive industry knowledge to you and guarantee that your organizational needs and desires are fulfilled by utilizing HR technology efficiently.

service Details

Break the bundle, lose the commissions!

At Em4y we are a FEE BASED company. By eliminating the packaged bundles that hide the large commissions we are able to offer an a-la-carte service where you choose only the products that you need…SAVING TENS OF THOUSANDS OF DOLLARS every year!

Purchase your insurance coverage, Cobra, Payroll, HR Administration, and management training – WITHOUT THE COMMISSIONS!!

Times are changing, and it’s time to change. While all the others are sticking to the highly profitable commission structure, Em4y is the first Insurance group to step out and offer a FEE BASED system that will save you money!

REQUEST A CALL BACK

Would you like to know more about fee based employee insurance for your business?